Andrew PhalenStonehaven Mortgage
VA
Purchase Loan Program

Earned benefits for those who served

One of the most affordable financing options available to service members, veterans, and eligible spouses.

Available 7 days a week Call (630) 926 6368 NMLS #2354018
The VA Loan

A thank-you built into your financing

A VA loan is backed by the Department of Veterans Affairs and is available to active-duty military, veterans, and eligible military spouses. It is one of the most affordable purchase loans available, designed to make homeownership reachable for those who have served.

Why it works

What this loan can do for you

01

No down payment for eligible borrowers

Many qualified buyers can finance the full purchase price.

02

No monthly mortgage insurance

VA loans do not require the monthly mortgage insurance common to other low-down-payment loans.

03

Competitive rates

VA financing often comes with attractive terms for those who qualify.

04

For active duty, veterans, and spouses

Eligibility extends to service members, veterans, and certain surviving spouses.

Why work with me

A second-generation loan officer in your corner

I have been immersed in the mortgage industry since I was 17, building a deep understanding of it from the ground up. My focus is simple: make the process straightforward, transparent, and stress-free for you.

Whether you are a first-time buyer or refinancing, I will guide you through every step with advice tailored to your goals. Feel free to call me anytime, including weekends.

Book a time to talk
Common questions

VA loans, answered

How do I confirm my eligibility?

You will need a Certificate of Eligibility. I can help you understand how to obtain it and what your service history qualifies you for.

Is there a funding fee?

Most VA loans include a one-time funding fee, though some borrowers are exempt. We will review whether that applies to you.

Ready to talk through your VA options?

Let us review what fits your goals and get you a clear next step. No pressure, just straight answers.