Andrew PhalenStonehaven Mortgage
Vacation Homes
Specialty Loan Program

Make the second home happen

Interested in buying a getaway or a second residence? We know the requirements to get you there.

Available 7 days a week Call (630) 926 6368 NMLS #2354018
The Vacation Homes Loan

Your place to get away, financed right

Interested in buying a second home? We can help you make it happen. Vacation and second-home financing comes with its own set of requirements, and we are well-versed in what it takes to obtain a vacation home loan, so the path to your getaway stays clear and manageable.

Why it works

What this loan can do for you

01

Guidance on second-home rules

We know the occupancy and qualification details that set vacation homes apart.

02

Competitive terms for qualified buyers

Favorable financing options for your second residence.

03

A smooth, well-mapped process

Experience that keeps your second-home purchase on track.

Why work with me

A second-generation loan officer in your corner

I have been immersed in the mortgage industry since I was 17, building a deep understanding of it from the ground up. My focus is simple: make the process straightforward, transparent, and stress-free for you.

Whether you are a first-time buyer or refinancing, I will guide you through every step with advice tailored to your goals. Feel free to call me anytime, including weekends.

Book a time to talk
Common questions

Vacation Homes loans, answered

How is a vacation home loan different?

Second-home financing often has different down payment and occupancy requirements than a primary residence. We will review exactly what applies to you.

Can I rent it out sometimes?

Rules around occupancy and rental use matter for how the loan is structured. Let us talk through your plans for the property.

Ready to talk through your Vacation Homes options?

Let us review what fits your goals and get you a clear next step. No pressure, just straight answers.